Information required for a loan application:
Full Name(s)
Social Security Number(s)
Date of Birth
Residency for the last 2 consecutive years
Phone Number
2 year Consecutive Employment History
Current Gross Income
Assets / Cash Reserves
Dependents? Child Support?
Credit History - Bankruptcy, Late Payments, etc…
Presumed Credit Score
Refinances:
Date of Purchase and Price
Current Balance
Monthly Payment (Taxes and Insurance)
Estimated Value
Purchases:
Asking Price
Address of Subject Property
Current Yearly Taxes
What we will require from you prior to signing Preliminary Documentation:
Last 2 years Full Federal Tax Returns (including all W2's)
Last 30 days of Paystubs
Most Recent Bank Statement and all other Asset verification (401K, IRA, etc)
Copy of Driver's License and Social Security Card
